Unraveling the Most Common Travel Insurance Misconceptions:
Travel protection: it's more than just a nice-to-have, it's the key to securing a worry-free adventure when coveted plans take an unexpected turn. While some see it as an afterthought, the perfect plan offers peace of mind amidst unforeseen setbacks.
At our site, we're all about streamlining travel insurance, offering coverage that's got you covered before, during, and after your trip — whether you're embarking on a last-minute escape or a once-in-a-lifetime odyssey.
Still unsure about the need for it? Let's debunk the top 5 travel insurance myths to help you make informed decisions for future vacations.
Misconception: I only need insurance if my trip is pricey
Wrong! It's not your travel bill that matters, but rather your readiness for potential disruptions, like flight delays, cancellations, or missing luggage, that warrant protection. Statistically, incidents such as mishandled baggage rose by 24% in 2023, affecting countless travelers, regardless of their budget.
Explore our site for plans tailored to match any trip, from mini getaways to luxury escapades. Invest in stress-free travel, no matter your wallet size.
Myth: My health insurance has got me covered
Nope! Although some health insurance plans offer limited coverage abroad, many are insufficient for comprehensive medical emergencies and non-medical issues like trip cancelations or lost luggage. Our travel protection is designed to complement your existing health insurance, covering eligible medical and trip-related hiccups your insurance may overlook.
Feeling curious? Before you embark on your journey, reach out to your insurer and ask:
- Does my plan cover emergency medical expenses abroad?
- Do I need pre-authorization for treatments outside my coverage area?
- Can they guarantee direct payments to international healthcare providers?
Get the scoop on our website's coverage for a full breakdown.
Misconception: My credit card will do the trick
Not quite! Credit card travel perks often come with restrictions, requiring booking the entire trip with the card and extensive documentation to qualify for benefits. Even then, reimbursements could take weeks — or longer. Our travel protection offers broader coverage, fewer obstacles, and quicker reimbursements sent directly to your site Wallet. Plus, we address issues credit cards often don't, like medical emergencies, natural disasters, and the opportunity to cancel your trip for any reason.
Chasing extra flexibility? Learn more about our Cancel for Any Reason add-on.
Myth: Travel protection is just for international trips
Fiction! Disruptions like flight delays, travel sickness, or accidents don't discriminate between domestic and international journeys. Even with domestic travel, protective coverage is essential. Imagine you're skiing in Colorado, honeymooning in Hawaii, or hiking in Big Bear, California. A canceled flight or medical emergency could swoop in and wreck your plans — and your budget. With our site, you can protect against both minor inconveniences and major disruptions for a stress-free, domestic or international, journey.
For adventure enthusiasts, our site also offers sports coverage for activities like heli-skiing, skydiving, or paragliding. Because peace of mind shouldn't have borders.
Myth: I can wait until something happens in real-time to get covered
Regretfully, waiting until you're in the throes of your trip isn't an option. Travel protection must be secured before you leave, providing coverage for unforeseen situations that might occur before departure. Booking ahead ensures coverage for pre-trip disruptions, such as illness or last-minute cancellations.
Think of travel protection as your safety net — it's there to catch you before takeoff.
Join our site
Embarking upon a road trip or setting your sights on the destination of your dreams? Travel protection is the smartest item to pack. And with our app, travel protection is never more than a tap away.
At our site, we're here to make travel insurance easy, personalized, and designed to help navigate unforeseen circumstances, so you can focus on what truly matters: forging memories.
Ready for smarter travels? Delve into our coverage options today and take the first step to stress-free adventures.
Protect my trip
- Even if you're planning a budget-friendly mini getaway or a lavish once-in-a-lifetime odyssey, travel insurance is necessary to cover potential disruptions like flight delays, cancellations, or lost luggage, as incidents such as mishandled baggage rose by 24% in 2023.
- While your health insurance may provide limited coverage abroad, it often falls short in addressing comprehensive medical emergencies and non-medical issues like trip cancellations or lost luggage. Travel protection can complement your existing health insurance by covering eligible medical and trip-related hiccups that may be overlooked.
- Although credit card travel perks can seem appealing, they often come with restrictions that may not provide the broad coverage, fewer obstacles, and quicker reimbursements you require. Travel protection offers coverage for a wider range of issues, including medical emergencies, natural disasters, and the opportunity to cancel your trip for any reason.
- Disruptions like flight delays, travel sickness, or accidents can occur regardless of whether you're traveling domestically or internationally. Protecting your trip with coverage is essential for both types of journeys, providing a safety net before takeoff to cover unforeseen situations that might occur before departure, such as illness or last-minute cancellations.
- Waiting until you're already on your trip to secure travel protection is not advisable. Coverage must be obtained before you leave to ensure protection for unforeseen circumstances that may arise before departure. Booking travel protection in advance will ensure comprehensive coverage for pre-trip disruptions like illness or last-minute cancellations.
